If you want to increase the wealth you keep, turn the thermostat up!

When I started buying properties, times were so easy. The “self-cert” mortgage market was in full swing which meant myself and many of my unconventional or self-employed friends could jump on the property ladder, sometimes even with a loan of 120% of the property value! They were practically giving mortgages away back then. This environment was perfect for me as …

What do you do to make your tenants feel special?

From day one, our approach as HMO landlords has always been to treat it as a business where the tenants are our customers, rather than a passive-income stream. That’s fortunate really, since self-managing a HMO portfolio is far from passive! So we developed a heavy emphasis on customer service and periodically look into new and different ways we can bring …

Budgeting for your Property Business – Guest Blog by Dr Nikki Ramskill

Let me introduce myself My name is Dr Nikki Ramskill, otherwise known as the female money doctor. I run a blog to discuss all things personal finance and help to teach the good money-habits and concepts that I have self-taught over the past 2-3 years. I’ve made A LOT of money-mistakes in my time, and have worked hard to try …