Let me introduce myself My name is Dr Nikki Ramskill, otherwise known as the female money doctor. I run a blog to discuss all things personal finance and help to teach the good money-habits and concepts that I have self-taught over the past 2-3 years. I’ve made A LOT of money-mistakes in my time, and have worked hard to try …
Landlords beware – Rapport alone won’t protect you
7 years into my life as a self-managing HMO landlord, I had a rude awakening. You see, my strength as a landlord was building rapport with the tenants, where there was generally always a mutual respect, open communication, trust and fairness. I had been relying on this rapport for all those years to ensure my rooms were handed back to …








